Nestled in the heart of the village of Red Hook, this historic grand Victorian offers the best of both worlds. Only steps away from beloved shops and restaurants, yet over an acre of privacy in the backyard, including multiple out buildings, studio space, in-ground pool and plenty of space to relax. The covered wraparound porch invites you into a classic front foyer and parlor space, which can be used for either business or pleasure thanks to the home's R-20 zoning. This zoning also would allow a Bed & Breakfast usage. There are four separate areas on the first floor that can service as a living room, with plenty of cozy nooks to curl up with a book by the wood-burning fireplace. The kitchen opens into a sunlit dining area and living room, offering openness and warmth. Legally a 9-bedroom, it's currently functioning as a 5-bedroom, 3 1/2 baths, with possible room to grow if you finish the walk-up attic. The home is spacious and bright, with gorgeous original details throughout. Wonderful surprises in the private backyard include a large garden shed, detached 2 car garage with an attached workshop, a large studio space with lofted, beamed ceiling and propane heat (previously an art studio), and two smaller storage rooms conveniently at the far end. Built to last in 1890 and lovingly enhanced for 45 years by one family with care. Recent updates include a new pool liner, oil tank and furnace. Red Hook Schools. Come experience this Victorian dream!
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William Raveis Mortgage, LLC
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Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $636,000 | $636,000 | $636,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $1,255 | $1,255 | $1,255 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,393 | $4,227 | $5,363 |
Total Monthly Payment | $5,740 | $5,574 | $6,710 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.