Nestled in the established Laurel Hill neighborhood, this elegant Ranch-style home rests on a spacious, fenced-in 12, 000+ sqft lot. Step inside to a welcoming foyer that leads to an expansive formal living room, where a grand fireplace takes center stage, flowing effortlessly into a bright dining room. Both rooms feature engineered hardwood floors and beautiful bay windows, inviting in an abundance of natural light. The eat-in kitchen, with ample counter space and cabinetry, is perfectly designed for both everyday convenience and seamless entertaining. Adjacent to the kitchen, a large den showcases natural hardwoods, a cozy wood stove, and sliding doors that open onto the backyard patio. With 1, 969 sqft of living space, this thoughtfully designed home offers three generously sized bedrooms, an updated main bath with a walk-in tub, a convenient half bath, and first-floor laundry. The finished basement adds further versatility, complete with an additional half bath, two expansive storage rooms, and a second laundry area. A charming three-season room provides extra space for relaxation or hosting, overlooking the private, beautifully manicured backyard. Additional highlights include natural hardwood floors in all bedrooms, abundant closet and storage space, and an oversized two-car garage. Ideally situated just 10 minutes from downtown Providence, Park Ave, and Garden City, this stately home is ready to welcome its next owner.
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William Raveis Real Estate
Phone: 888.699.8876
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $343,920 | $343,920 | $343,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $475 | $475 | $475 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,288 | $2,286 | $2,900 |
Total Monthly Payment | $2,838 | $2,836 | $3,450 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.