Living the Florida Lifestyle! – Beautiful, fully furnished, Land Owned, turn-key 2B/2Ba home is located in the Ridgewood Oaks 55+ community. Quiet green space behind the home provides the sounds and sights of nature while you are enjoying your morning coffee. Covered carport w/ spacious driveway and large utility shed with washer/dryer. The exterior of the home was recently painted. Bright kitchen area with lots of cabinets and dining space. Large master bedroom will accommodate a king size bed. Home has an office space and large lanai. Great full-time seasonal vacation home with many features to list. This is a must-see home, where you can relax and enjoy all the amenities. Spectrum internet & cable, lawn maintenance & sprinkler system are included with your low quarterly condo & HOA fees. The Ridgewood Oaks community features a beautiful clubhouse, pool, spa, tennis courts, pickle ball courts, shuffleboard and an outdoor fitness area. This community is also golf cart and small pet friendly. Ridgewood location has close access to I-75, many restaurants, the Ellenton Outlet Mall, the Manatee County Library. Ridgewood Oaks provides 24 hour gated security and lots of planned community activities to enjoy. All room sizes are approximate. All information is deemed reliable but should be verified by buyers and/or buyer's agent
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Our Executive Mortgage Banker:
Our Insurance Division:
$174,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $139,920 | $139,920 | $139,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $128 | $128 | $128 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $943 | $930 | $1,180 |
Total Monthly Payment | $1,146 | $1,133 | $1,383 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.