****THIS PROPERTY HAS FLOOD DAMAGE FROM HURRICANE HELENE**** Flood damaged drywall and other items have been removed and anti-mold/fungal treatment applied. Home will need to be remodeled, lifted, redeveloped or razed for new construction. Owners states that this is the 1st time home has been flooded since 1999, when he moved in. Home features a large saltwater pool that was recently remodeled and a brand new pump motor was just installed. A/C is in working condition. Home has a very private large & fenced backyard with storage shed in the corner, the owner says there are many different types of wildlife to watch. Home has a metal roof that weathered the storm with no visible damage. There is also a large, fenced storage area that is on the rear side of the home that could be used for storing an RV or boat and an extended driveway in the front left side of home. Don't miss out on your chance to live the lifestyle you always wanted. Home is sold As-Is, CASH only, no assignable contracts, seller cannot warranty any aspect of this property, but has been inspected by a licensed electrician, plumber and pool company.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $396,000 | $396,000 | $396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.747% | 7.030% | 6.140% |
Monthly Tax Payment | $127 | $127 | $127 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,735 | $2,601 | $3,315 |
Total Monthly Payment | $2,936 | $2,802 | $3,516 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.