Incredible Shea built 3 bedroom 2 bathroom home in the heart of Victoria Park's Active Adult community of Victoria Gardens. This home features new Luxury Vinyl Plank flooring, new interior paint, 3 bedrooms 2 bathrooms and over 1700sqft of living space. Upon entering the home you will be greeted by natural light and welcomed into the open concept living and dining areas. Bedrooms 2 & 3 are located in the front of the home while the master suite is located off of the living room in the rear of the home. The kitchen features a natural gas range and an abundance of storage with the pantry being nearby in the laundry room. The expansive backyard lanai is great for outdoor living and gives views the spacious backyard that is perfect for a Green Thumb's meticulous garden, additional outdoor living or even a pool for entertainment! The oversized lot gives many options for how you can use the yard. Victoria Gardens is situated within the Victoria Park community in the southeast Deland area, just off I-4, a mere 30 minutes from New Smyrna Beach, and approximately an hour from attractions like Disney and Universal Studios. The HOA fee covers lawn maintenance, cable TV, internet, lawn irrigation, multiple community pools and gyms, and two guard-gated entrances, offering unparalleled convenience. Additionally, Victoria Park boasts an array of amenities, including an enchanting scenic walking path around Lake Victoria, trails through conservation areas, Victoria Hills Golf and Country Club, and various restaurant and café options. For a private tour of the home, make sure you reach out today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $283,920 | $283,920 | $283,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $245 | $245 | $245 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,889 | $1,887 | $2,434 |
Total Monthly Payment | $2,209 | $2,207 | $2,754 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.