This inviting home offers a range of modern updates and classic charm. Two bedrooms, two baths, Katonah model end unit. The main living areas feature engineered hardwood floors, while the bedrooms are comfortably carpeted. The eat-in kitchen boasts oak cabinets, stainless steel appliances, granite countertops, and a stylish tile backsplash, and a new window (2018). The formal dining room includes a tasteful chair rail. In the formal living room, enjoy the cozy ambiance of a fireplace with a sleek black marble surround. Step outside to a very private patio, with large pavers and complete with a manual awning. The home also includes numerous updates: an updated hall bath with a linen closet and shower. 6-panel doors installed in 2021. The primary bedroom features a spacious walk-in closet and a full bath, while the second bedroom, currently being used as a den, provides extra storage in the eaves. Additional highlights include a lower-level laundry (dryer 2022), updated A/C vents (2018), and hot water heater (2023). The storage room benefits from cabinets repurposed from the kitchen, adding extra functionality. Condo is being sold as is. Buyers are to pay a one-time non-refundable Capital Contribution fee of $1500 to Society at closing. Taxes without Basic STAR exemption of $1586. 49. HOA of $738. 09 includes Condo 12 fee $548. 16 + Society fee $189. 93. Assessment for new roofs to be done in 2026: Owners have paid the first installment. The second installment of $3512. 31 is due by September 2025, and the third installment of $3512. 31 is due by May 2026. Enjoy the Heritage Hills lifestyle: 5 pools, tennis, pickleball, 24-hour security with EMS, shuttle to train and shops, Activity Center, Fitness Center, and much more! Additional Information: ParkingFeatures: 1 Car Attached,
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NMLS Mortgage Loan Originator ID 24240
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $431,200 | $431,200 | $431,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $410 | $410 | $410 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,905 | $2,866 | $3,636 |
Total Monthly Payment | $3,407 | $3,368 | $4,138 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.