2331 Finlandia LANE, #27, Clearwater, FL, 33763 | $175,000

FIRST FLOOR UNIT. Discover the charm and convenience of this beautiful 2-bedroom, 2-bathroom condo located in the highly sought-after 55+ community of On Top of the World in Clearwater, Florida. This first-floor unit boasts 1, 100 square feet of living space, including a bonus room perfect for an office, den, or extra storage. The fully updated master suite is a standout, featuring an ensuite bathroom and built-in cabinets for added storage and style. The kitchen is equipped with quartz countertops, solid wood cabinets, and a cozy breakfast nook, complemented by a ceiling fan for extra comfort. All appliances are included, making this home move-in ready. The combination of laminate and tile flooring throughout the home adds both style and low-maintenance convenience. Step outside and enjoy a peaceful setting with large trees and a privacy hedge right behind the unit. You also have the convenience of a dedicated parking spot. Living in On Top of the World means access to an array of resort-style amenities, including two private golf courses (9 and 18 holes), two pools (one heated), a remodeled cardio gym, tennis courts, a dog park, outdoor grilling areas, walking trails, and more. The clubhouse features a sauna, ballroom, library, and computer room and hosts a variety of activities such as fitness classes, dancing, cards, billiards, and entertainment. The on-site Good Karma Café offers delicious take-and-bake meals and snacks. Located just minutes from world-class beaches, shopping, dining, and entertainment, this condo offers the perfect combination of tranquility and convenience. Live the vibrant, active lifestyle you deserve in this wonderful community. -- "No Observable Flooding or Damage To The Property From The Recent Storms" and "Furnishings Negotiable"

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 3
  • Amenities: Cable TV, Clubhouse, Fitness Center, Gated, Golf Course, Laundry, Maintenance, Park, Recreation Facilities, Sauna, Shuffleboard Court, Spa/Hot Tub, Storage, Vehicle Restrictions, Wheelchair Access
  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside
  • Complex: ON TOP OF THE WORLD
  • Year Built: 1976
  • Common Charge: $515 Monthly
  • Approx Sq. Feet: 1,100
  • Est. Taxes: $473
  • Lot Desc: Cul-De-Sac, Street Dead-End
  • View: Trees/Woods
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Disposal, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Refrigerator
  • MLS#: TB8312507
  • Days on Market: 22 days
  • Website: https://www.raveis.com
    /prop/TB8312507/2331finlandialane_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/25/2024 1:48:11 AM)
Listing courtesy of LPT REALTY LLC   Phone: 813-359-8990

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2331 Finlandia LANE, #27, Clearwater, FL, 33763

$175,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $140,000 $140,000 $140,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $39 $39 $39
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $931 $930 $1,200
Total Monthly Payment $1,045 $1,044 $1,314

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.