One or more photo(s) has been virtually staged. Don't miss this gorgeous home with a rare 3-car garage on 1/3 Acre. New Roof, New AC and drain field will be installed before closing. Brand new refrigerator, dishwasher, washer and dryer have already been installed as well as new vinyl plank flooring and freshly painted. Discover this beautifully appointed two-bedroom, two-bath home nestled in the friendly cul-de-sac of Spruce Creek South, a 55+ gated and golf community. Enjoy picturesque views from the sunroom or while grilling on the back patio. Popular 2BR Pecan model with 1, 008 sf under heat & A/C. Plus 220 sf window-enclosed lanai allows you to enjoy it all year. 3 car garage, 18x5 covered front porch. The oversized 2-car garage features sliding screen doors, a service door, new electrical panel, new hot water heater and a brand-new washer and dryer. The 3rd bay of the garage is perfect for parking your golf cart or use as extra storage. The spacious 1/3 acre homesite offers privacy, with a front covered porch and ramp. Inside, find brand-new stainless steel appliances, including a refrigerator, range, and dishwasher. The owner’s suite boasts a walk-in closet and walk-in shower: all-new flooring throughout, and brand-new ceiling fans in the bedrooms, living room, and sunroom. Conveniently located near the Community Center, exercise facilities, social activities, and more. This community is very close to The Villages with Spanish Springs town square approximately 2 miles south of the main gate. Golf carts are allowed to exit the resident gate and gain access to a plaza containing restaurants, hair and nail salons, doctors, dentists, pharmacies, and more. You can legally cross 441/27 by golf cart at the main gate only. From there you can get to Banks, Walmart, Lowe’s, BJ’s, gas stations, restaurants, retail stores, and more. Don’t wait—call today to make this home your own.
As for the community amenities, here’s a succinct summary:
100, 500-gallon heated pool,
Jacuzzi,
Gym with showers and saunas,
New tennis and pickleball courts,
Horseshoes, bocce ball, and shuffleboard,
Library with a computer,
Card Room for poker and games,
Craft room,
25, 000 sq. foot ballroom with stage and commercial kitchen,
Manned front gate (entrance by decal) and gate at the back,
Softball field,
Air Gun Club,
Recycling center,
2 RV yards (extra expense),
Large nature area with maintained trails for walking dogs,
Billiard room with newly felted tables and LED lighting.
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Our Executive Mortgage Banker:
Our Insurance Division:
$224,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $179,200 | $179,200 | $179,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $238 | $238 | $238 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,207 | $1,191 | $1,511 |
Total Monthly Payment | $1,520 | $1,504 | $1,824 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.