GREAT STARTER HOME OR INCOME OPPORTUNITY! Charming 3 bedroom, 1 bath home with large fenced backyard in the heart of Port Charlotte! Inviting open floor plan features oversized window in living room for an abundance of natural light, stylish décor, wood-look laminate flooring, kitchen offering raised panel cabinetry, ample counterspace, tile backsplash and breakfast bar plus there’s a light and bright dining area with slider to lanai. Three bedrooms provide plenty of space your family plus the full bath has been updated with new cabinet, bowl sink and tile accents. The covered, screened and tiled lanai is a great space for entertaining and enjoying the private backyard with plenty of room for furry friends to roam. Additional features include new roof in 2023, large carport, outdoor patio for grilling, hurricane shutters, Flood Zone X, inside utility, exterior landscaping and sidewalks for your afternoon stroll. Quiet neighborhood in great location close to US-41, restaurants, shopping, medical facilities, golf, parks and just a short drive to Port Charlotte Town Center, Charlotte Harbor and downtown historic Punta Gorda with world-class fishing and boating, community events and entertainment. Easy access to gulf beaches too! Don’t miss this opportunity! Schedule your private showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$224,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $179,920 | $179,920 | $179,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $100 | $100 | $100 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,197 | $1,196 | $1,517 |
Total Monthly Payment | $1,372 | $1,371 | $1,692 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.