21890 Catherine AVENUE, Port Charlotte, FL, 33952 | $224,900

GREAT STARTER HOME OR INCOME OPPORTUNITY! Charming 3 bedroom, 1 bath home with large fenced backyard in the heart of Port Charlotte! Inviting open floor plan features oversized window in living room for an abundance of natural light, stylish décor, wood-look laminate flooring, kitchen offering raised panel cabinetry, ample counterspace, tile backsplash and breakfast bar plus there’s a light and bright dining area with slider to lanai. Three bedrooms provide plenty of space your family plus the full bath has been updated with new cabinet, bowl sink and tile accents. The covered, screened and tiled lanai is a great space for entertaining and enjoying the private backyard with plenty of room for furry friends to roam. Additional features include new roof in 2023, large carport, outdoor patio for grilling, hurricane shutters, Flood Zone X, inside utility, exterior landscaping and sidewalks for your afternoon stroll. Quiet neighborhood in great location close to US-41, restaurants, shopping, medical facilities, golf, parks and just a short drive to Port Charlotte Town Center, Charlotte Harbor and downtown historic Punta Gorda with world-class fishing and boating, community events and entertainment. Easy access to gulf beaches too! Don’t miss this opportunity! Schedule your private showing today!

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 1 full
  • Lot Size: 75 x 100
  • Laundry: Inside, Laundry Room
  • Year Built: 1961
  • Garage: Driveway
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,022
  • Acreage: 0.17
  • Lot Size: 75 x 100
  • Est. Taxes: $1,197
  • Lot Desc: Landscaped
  • View: Trees/Woods
  • Elem. School: Neil Armstrong Elementary
  • Middle School: Port Charlotte Middle
  • High School: Charlotte High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: C7498634
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/C7498634/21890catherineavenue_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 1:04:37 AM)
Listing courtesy of COMPASS FLORIDA   Phone: 941-205-8478

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

21890 Catherine AVENUE, Port Charlotte, FL, 33952

$224,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $179,920 $179,920 $179,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.296%
Monthly Tax Payment $100 $100 $100
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,197 $1,196 $1,517
Total Monthly Payment $1,372 $1,371 $1,692

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.