This highly sought-after, rarely available condo in Park City Lofts offers an exceptional blend of industrial charm and modern elegance. This spacious 2-bedroom, 2. 5-bath unit impresses with its soaring 10-foot ceilings, striking exposed brick wall, and a sleek, open-concept layout perfect for entertaining. It has a new primary bath (2024) and this unit is one of the few that boasts an outdoor patio with serene lawn views, making it a peaceful retreat. The unit also features hardwood floors, in-unit laundry, and central air for year-round comfort. With 24-hour security, this home has both style and peace of mind. This gem is in an unbeatable location with modern amenities and charm. Prime Location: * Across Housatonic College, walking distance to shops, restaurants, bus lines, Metro-North train station * Minutes from Long Island Ferry, I-95 and Routes 25/8, perfect for commuting * INVESTOR FRIENDLY. PET-FRIENDLY complex and 2 assigned parking spots * Steps to coffee shop & shopping center * Bldg is not FHA approved. * Schedule your viewing today!
Type | Level |
---|---|
Bedroom 1 | Lower |
Dining Room | Main |
Living Room | Main |
Primary BR Suite | Lower |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,920 | $231,920 | $231,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $412 | $412 | $412 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,543 | $1,541 | $1,989 |
Total Monthly Payment | $2,030 | $2,028 | $2,476 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.