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552 SPANISH Way W, Fernandina Beach, FL, 32034 | $700,000
This like-new, move-in-ready 4-bedroom, 2-bath home includes a versatile flex room that can be used as an office, study, or formal living space. Highlights of the home include 20'' tile flooring in the common and wet areas, new wood look laminate flooring in all the bedrooms, granite countertops, 42'' cabinets, a walk-in pantry and stainless steel appliances. The home also boasts upgraded antique bronze ceiling fans and light fixtures in a split-bedroom layout. A spacious 9'X20' screened lanai provides the perfect place to unwind with calming views of the lake. Additional features include a full sprinkler system, security system, hurricane shutters, and more. This home offers several valuable upgrades, including a brand new 2024 compressor for efficient climate control and an HVAC system installed in 2016, still under warranty for added peace of mind. Additional features include a water softener to enhance water quality, built-in shelving in the garage for organized storage, and a surge protector to safeguard your electronics. These thoughtful updates provide both comfort and convenience for the modern homeowner. Extensive crown molding and 12 foot ceilings throughout. Electric fireplace in great room. Roof replaced in 2024. This home is meticulously maintained.
Features
- Rooms: 11
- Bedrooms: 4
- Baths: 2 full
- Lot Size: 63'x114'
- Laundry: In Unit
- Style: Ranch
- Year Built: 2010
- Garage: 2-car
- Heating: Central, Heat Pump
- Cooling: Central Air
- Approx Sq. Feet: 2,171
- Acreage: 0.16
- Lot Size: 63'x114'
- Est. Taxes: $4,944
- HOA Fee: $620 Annually
- View: Pond
- Appliances: Dishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer, Water Softener Owned
- MLS#: 2052985
- Days on Market: 10 days
- Website: https://www.raveis.com
/prop/2052985/552spanishwayw_fernandinabeach_fl?source=qrflyer
Listing courtesy of Keller Williams Realty Atlantic Partners
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
552 SPANISH Way W, Fernandina Beach, FL, 32034
$700,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $560,000 | $560,000 | $560,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
| Monthly Tax Payment | $412 | $412 | $412 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,868 | $3,722 | $4,723 |
| Total Monthly Payment | $4,372 | $4,226 | $5,227 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388