This beautiful turn-key single family detached home in a 55+ community is available immediately. This home consists of over 1850 sq. ft. of living space with a cozy living room with fireplace for the cozy winter nights. The beautiful kitchen has granite counters and approximately a 3" backsplash; a gas stove which is in the island, an oven, stainless steel appliances, plenty of cabinetry and a large space for the person who loves to cook to prepare those yummy meals. Off the kitchen is the dining room with sliders that lead to the new trex deck (May 2024). Additionally, there is a laundry area and a primary suite that completes the main level. The large primary bedroom is complete with a very large walk-in closet as well as a primary bath with walk-in shower. Upstairs, you will find a good-sized bedroom with walk-in closet and wall-to-wall carpeting as well as a nice size loft area which can be used as an office, workout area or simply as your quiet space for your reading pleasure. The blinds throughout are approximately 1. 5 years old. There is a new mantle over the fireplace. All windows were replaced April 2024 with Anderson Windows (except the kitchen window). The stove and oven are 1. 5 years old. The laundry room area was remodeled in 2022 with new tile flooring. The house was painted 2. 5 years ago. The walk-in shower, vanity and toilet in the primary bedroom were replaced in 2002. New gutters were installed approximately one year ago. Ceiling fans installed throughout installed in 2022. There is an attic via hatch in upper level bedroom which is a very large space. There is central vac. The basement is plummed for an additional bathroom and there is a radon mitigation system in place. The remaining furniture can be negotiated for sale. The washer and dryer are already included with the sale of the home.
Type | Description | Level |
---|---|---|
Bedroom 1 | Walk-In Closet,Wall/Wall Carpet | Upper |
Dining Room | Sliders,Hardwood Floor | Main |
Full Bath | Tub w/Shower | Upper |
Half Bath | Main | |
Kitchen | Remodeled,Granite Counters,Island,Tile Floor | Main |
Living Room | Gas Log Fireplace,Fireplace,Hardwood Floor | Main |
Loft | Wall/Wall Carpet | Upper |
Primary BR Suite | Stall Shower,Walk-In Closet,Hardwood Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $383,920 | $383,920 | $383,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $580 | $580 | $580 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,652 | $2,587 | $3,266 |
Total Monthly Payment | $3,307 | $3,242 | $3,921 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.