Charming 3-bedroom, 2-bath ranch-style home nestled in the serene Lake Louise Marie community in Rock Hill, NY. This beautifully maintained residence offers an open floor plan, perfect for modern living and entertaining. The spacious living room features large windows that let in abundant natural light, while the oversized dining room can double as a sun room to enjoy peace and relaxation. The master suite includes a private bath for added comfort. Enjoy single-level living with two additional bedrooms that provide flexible space for guests or a home office. Outside offers a private back yard and shed for storage. As part of the Lake Louise Marie community, residents enjoy access to a variety of amenities, including a lake for boating and fishing, a clubhouse, tennis courts, a swimming pool, and more. Just minutes from Route 17, shopping, dining, and outdoor activities, this home offers both tranquility and convenience. Perfect for year-round living or a weekend getaway!
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Our Executive Mortgage Banker:
Our Insurance Division:
$305,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $244,000 | $244,000 | $244,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $365 | $365 | $365 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,644 | $1,622 | $2,058 |
Total Monthly Payment | $2,084 | $2,062 | $2,498 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.