4004 128th STREET W, #902, Cortez, FL, 34215 | $998,000

This rarely available and updated waterfront townhome has 2700 SF, 3BR/3BA, bonus room, office area, AND a 40 FT. boat slip right out back! No water intrusion or damage in the condo during both storms! The kitchen has granite counter-tops, beautiful wood cabinets, unique stone backsplash, newer appliances, closet pantry, new lighting and ceramic tile floor. The open living room/dining room floor plan with vaulted 30 foot ceilings offers a wet bar with granite counter-tops and wood cabinetry plus there is a corner space for an office or reading area. The upstairs loft area can be an office, den or exercise area. You will find gorgeous real oak wood floors throughout the upstairs in the large master suite and the 2nd bedroom suite. The master bathroom has granite counters, dual sinks, a shower with beautiful tile and a morning kitchen. The large lanai which overlooks the water has been enclosed with impact resistant sliders, increasing your living area. There is a screened, very private front lanai which is perfect for morning coffee or relaxing with a good book. Overhead lighting and fans throughout, an under stairs storage area and a security system. Smuggler's Landing is located on a protected canal off of the Intracoastal Waterway, and just minutes to the Gulf of Mexico. Boat lifts are allowed to be installed at owners expense. Water and electric provided at your 40ft. dock space. Plenty of storage space with a workbench area for your tools, boating equipment, fishing poles and even a motorcycle! Here at Smuggler's Landing you can have the convenience of condo maintenance while enjoying a single family living vibe. Quaint Cortez is just one mile from the powder sand beaches of Anna Maria Island, and offers a historic working fishing village, dockside seafood restaurants, charter fishing boats, boat and jet ski rentals, parasailing, and charming shops. Enjoy the perfect waterfront Florida lifestyle!!

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 2
  • Amenities: Clubhouse, Fitness Center, Maintenance, Pickleball Court(s), Pool, Tennis Court(s)
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Inside, Laundry Closet
  • Complex: SMUGGLERS LANDING PH III
  • Year Built: 1992
  • Approx Sq. Feet: 2,718
  • Est. Taxes: $7,552
  • Condo Fee: $2,068 Monthly
  • View: Water
  • Pet Policy: Yes
  • Appliances: Bar Fridge, Built-In Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
  • MLS#: A4626020
  • Days on Market: 12 days
  • Website: https://www.raveis.com
    /prop/A4626020/4004128thstreetw_cortez_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/22/2024 9:47:07 AM)
Listing courtesy of COLDWELL BANKER REALTY   Phone: 941-366-8070

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4004 128th STREET W, #902, Cortez, FL, 34215

$998,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $798,400 $798,400 $798,400
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.625% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.620% 6.735% 6.806%
Monthly Tax Payment $629 $629 $629
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $5,178 $5,112 $7,010
Total Monthly Payment $5,899 $5,833 $7,731

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.