4004 128th STREET W, #902, Cortez, FL, 34215 | $998,000

This rarely available and updated waterfront townhome has 2700 SF, 3BR/3BA, bonus room, office area, AND a 40 FT. boat slip right out back! No water intrusion or damage in the condo during both storms! The kitchen has granite counter-tops, beautiful wood cabinets, unique stone backsplash, newer appliances, closet pantry, new lighting and ceramic tile floor. The open living room/dining room floor plan with vaulted 30 foot ceilings offers a wet bar with granite counter-tops and wood cabinetry plus there is a corner space for an office or reading area. The upstairs loft area can be an office, den or exercise area. You will find gorgeous real oak wood floors throughout the upstairs in the large master suite and the 2nd bedroom suite. The master bathroom has granite counters, dual sinks, a shower with beautiful tile and a morning kitchen. The large lanai which overlooks the water has been enclosed with impact resistant sliders, increasing your living area. There is a screened, very private front lanai which is perfect for morning coffee or relaxing with a good book. Overhead lighting and fans throughout, an under stairs storage area and a security system. Smuggler's Landing is located on a protected canal off of the Intracoastal Waterway, and just minutes to the Gulf of Mexico. Boat lifts are allowed to be installed at owners expense. Water and electric provided at your 40ft. dock space. Plenty of storage space with a workbench area for your tools, boating equipment, fishing poles and even a motorcycle! Here at Smuggler's Landing you can have the convenience of condo maintenance while enjoying a single family living vibe. Quaint Cortez is just one mile from the powder sand beaches of Anna Maria Island, and offers a historic working fishing village, dockside seafood restaurants, charter fishing boats, boat and jet ski rentals, parasailing, and charming shops. Enjoy the perfect waterfront Florida lifestyle!!

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 2
  • Amenities: Clubhouse, Fitness Center, Maintenance, Pickleball Court(s), Pool, Tennis Court(s)
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Inside, Laundry Closet
  • Complex: SMUGGLERS LANDING PH III
  • Year Built: 1992
  • Approx Sq. Feet: 2,718
  • Est. Taxes: $7,552
  • Condo Fee: $2,068 Monthly
  • View: Water
  • Pet Policy: Yes
  • Appliances: Bar Fridge, Built-In Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
  • MLS#: A4626020
  • Days on Market: 12 days
  • Website: https://www.raveis.com
    /prop/A4626020/4004128thstreetw_cortez_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/21/2024 4:47:10 PM)
Listing courtesy of COLDWELL BANKER REALTY   Phone: 941-366-8070

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4004 128th STREET W, #902, Cortez, FL, 34215

$998,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $798,400 $798,400 $798,400
Term 360 months 360 months 180 months
Initial Interest Rate** 6.625% 6.750% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.282% 6.864% 6.810%
Monthly Tax Payment $629 $629 $629
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $5,112 $5,178 $7,010
Total Monthly Payment $5,833 $5,899 $7,731

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.