arge and light 3 bedroom 2 bath pool home located directly on the Meadows golf course in Hernando, Florida. This split floor plan cozy home has plenty of room and features a living room with view on the pool and golf course, kitchen nook, dining room and the large enclosed back lanai with a screened in pool and outdoor bathroom. The kitchen is open to the living room with plenty of storage space. The master bedroom opens up to the lanai/pool and has a walk-in closet. The roomy master bath has dual sinks, a make-up area, enclosed bathtub/shower combo and the toilet. The two bedrooms on the other side of the home share a bathroom and linen closet. Central Vac system and a house alarm is already in place. The garage offers room for two cars and storage. The pool has been resurfaced 2023 with new tile and new pool pump. The roof has been replaced in 2020 and the AC is from 2015. Lots of life left! Garage door opener is new. Underground electric for peace of mind! This house is located in the desirable area of Citrus Hills and features 2 golf courses, restaurant (for members and players only), 20 driving minutes to the Gulf of Mexico and the Manatee sanctuary. Lots of water activities, short distance to a bike trail that connects to the 48 miles Rails to Trails bike path, State Forests for hiking and much more. Citrus County is known for it's laid-back living. Come view this house and come live in Citrus!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,200 | $303,200 | $303,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $99 | $99 | $99 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,043 | $2,015 | $2,557 |
Total Monthly Payment | $2,217 | $2,189 | $2,731 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.