Under contract-accepting backup offers. Welcome to this amazing and unusual WATERFRONT real estate that’s the envy of the neighborhood! Over HALF AN ACRE, nestled just outside the city limits in the charming town of Punta Gorda, this property offers a unique blend of luxury, convenience, and income potential. The rear porch, overlooking the waterway leading to Charlotte Harbor, is where memories will be made. Sip your morning coffee while watching the sunrise or enjoy evening sunsets with a glass of wine. The vinyl fencing on the property and carefully positioned Areca palms work in harmony so you have the feeling of seclusion. No crowded ramps to deal with as you launch your kayaks direct from your backyard. A PRIVATE DOCK with 40’ COVERED BOAT LIFT (15, 000#) is equipped with electric and water connections. Whether you’re a seasoned boater or a novice, this waterfront lifestyle is just waiting for you! Not a boater yourself? No problem! Lease the slip to someone who dreams of a wonderful place to keep their boat. You have plenty of parking! This 2017 modular home features an OPEN and ROOMY floorplan, with vaulted ceilings, accented by crown molding, which creates an airy and spacious feel. Stylish wood laminate flooring flows throughout the home. The coffee and wine bar is a very nice addition to the main living area. The spacious primary en-suite has a walk-in shower. The guest bedroom and bathroom are complete with all the comforts of home. NEW ROOF 2022. But wait, THERE IS MORE! The property offers INCOME-GENERATING opportunities. There’s the massive 2020 metal DETACHED GARAGE—1140 square feet of space with impact windows, 14' ceilings, indoor parking with a 10’ commercial garage door and security system. Within that garage, 420 sf of that is currently paneled in knotty pine, air conditioned, has a high end speaker sound system and currently used as an office. Just imagine the potential if you converted it into a guest suite or rental space! You must see this to believe it. An additional 150sf multi-use craft/work SHED with water and electric is a nice surprise. Need space for commercial vehicles? No problem! The OVERSIZED concrete driveway allows for parking right in front of the detached garage. Located under 10 mins to Fisherman’s Village, Sunseeker Resort, Punta Gorda Airport, the quaint downtown with dining, shopping and entertainment and 35 mins to Fort Myers airport, location is ideal. This home isn’t just a house; it’s a canvas for your dreams. Whether you seek tranquility, creativity, or investment, this property certainly delivers. A creative mind can do so much more with this property. What do you envision??
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $542 | $542 | $542 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,656 | $2,653 | $3,367 |
Total Monthly Payment | $3,273 | $3,270 | $3,984 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.