Welcome to this beautifully maintained colonial in the heart of East Providence, offering a perfect blend of modern updates with classic original charm. The fully enclosed & sun filled front porch leads into the home's foyer, where you will be greeted by a thoughtful layout of the main level with stunning moldings and columns that elegantly define the living and dining rooms, adding to the home's rich character. The kitchen boasts stainless steel appliances, a pantry closet, and a large center island perfect for meal prep or casual dining. Upstairs, you'll find an updated bathroom with a new vanity, along with three bedrooms, each with plenty of natural light and hardwood floors. The fully finished basement offers even more living space, complete with a second kitchen and full bath - ideal for guests or casual entertaining. Outside, the expansive deck overlooks a private & low maintenance yard with a fire pit, perfect for hosting gatherings or simply enjoying a peaceful evening outdoors. The oversized two car garage and driveway provide ample parking and storage. Located a block from the Henderson Bridge on the Rumford line, access to Providence's East Side is only a 3 minute drive. Centrally located to highway access, shopping & the MA border make for easy every day living.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$464,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $371,920 | $371,920 | $371,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $337 | $337 | $337 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,474 | $2,472 | $3,189 |
Total Monthly Payment | $2,886 | $2,884 | $3,601 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.