Under contract-accepting backup offers. WELCOME TO YOUR NEW HOME at 10925 Independence Dr, Port Richey in the gated community of Senate Manor, a 55+ RESIDENT-OWNED cooperative community in SUNNY Florida. This 1977 1 bedroom + LARGE den/office/FL room (easy 2nd bedroom), 1 bathroom mobile home lies on a GREAT lot with just over 4000 sqft in a NO CDD zone. Key exterior features are covered carport parking, long driveway to fit multiple vehicles, front & side door entrances, rain gutters & easy-breezy TROPICAL landscaping that is taken care of for you. A nice feature is the finished Florida room with double sliding glass doors adds 130 sqft to the living sqft area equaling 682 sqft (not reflected in public records). When you step inside, you'll LOVE the OPEN FLOOR PLAN consisting of the eat-in-kitchen, living & dining rooms. The generous-sized updated bathroom features a wood vanity with plenty of storage, medicine cabinet, lots of counter space & lights, nice faucet, newer toilet, linen closet & tub/shower combo with sliding glass doors. There is a large storage shed with dimensions 18' x 6' where the laundry hookups are located. PLEASE NOTE that this home & community did experience storm surge with Hurricane Helene. This flooded home will need to be renovated. This is a cash-only, AS IS sale. Senate Manor is a WONDEFUL 55+ COMMUNITY & included in the low HOA fee of $185/month is trash with recycling pick-up 2X week, all exterior lawn maintenance, water, sewer, street lights, water with fountain views, gates & recreational activities like HEATED POOL & SPA, shuffleboard, horseshoes & gym. There is optional storage for boats, RVs or trailers on site. Location is IDEAL near beaches, shopping, restaurants, medical plazas, places of worship & tourist attractions. MAKE THIS YOUR FUTURE HOME!
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Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $23,600 | $23,600 | $23,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $16 | $16 | $16 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $159 | $157 | $199 |
Total Monthly Payment | $250 | $248 | $290 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.