Under contract-accepting backup offers. Welcome to your dream home in the exclusive gated community of Emerald Pointe, located in beautiful Punta Gorda, Florida. This exquisite two-story townhome offers unparalleled Gulf access and is perfect for those seeking a serene waterfront lifestyle combined with modern conveniences. This townhome offers stunning water views and direct access to the Gulf of Mexico, ideal for boating enthusiasts and nature lovers. Emerald Pointe is a prestigious community known for its lush landscaping, resort-style amenities, and friendly atmosphere. Residents enjoy 24-hour security, ensuring peace of mind and privacy. This spacious townhome features 3 well-appointed bedrooms, each designed with comfort and style in mind. The master suite has great views of the water view, perfect for enjoying morning coffee while overlooking the water. The home boasts 2. 5 bathrooms. The master bathroom features a soaking tub shower combo, and dual vanities. The additional full bathroom serves the guest bedrooms, while the convenient half-bath is located on the main floor. The open-concept living area on the main floor is perfect for entertaining. It includes a gourmet kitchen with plenty of countertop space, stainless steel appliances, and a breakfast bar, flowing seamlessly into the dining and living areas. Large windows and sliding glass doors flood the space with natural light and provide breathtaking views of the water. Enjoy outdoor living at its finest with a private patio and direct access to the Gulf/Charlotte Harbor. Whether you're relaxing on your patio or taking your boat out for a sunset cruise, the waterfront lifestyle awaits. This home includes a one-car garage with additional storage space, in home laundry upstairs, and plenty of square footage. The community offers a range of amenities, including a clubhouse, fitness center, tennis courts, swimming pool, and social activities. Living in Emerald Pointe means embracing an active and vibrant lifestyle. The community is conveniently located near downtown Punta Gorda, offering a variety of dining, shopping, and entertainment options. Explore the local parks, bike trails, and fishing spots, or take a short drive to nearby beaches and golf courses. With easy access to major highways and airports, you’re well-connected to everything Southwest Florida has to offer. Don’t miss the opportunity to own this exceptional townhome in Emerald Pointe, where luxury meets waterfront living. Schedule a private showing today and experience the best of Punta Gorda.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $235 | $235 | $235 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,464 | $1,462 | $1,855 |
Total Monthly Payment | $1,774 | $1,772 | $2,165 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.