This charming and quaint 3 Bedroom /2 Bathroom Home is tucked away on a lovely tree-lined street , located in the Homefield vicinity of Yonkers. This sun-lit home boasts a great size Living room, Formal Dining room along with a vintage style Kitchen with great counterspace. The first floor rounds out with the Primary bedroom, a hall bathroom and a wonderful enclosed sun room. The 2nd floor is complete with 2 generous size bedrooms plus a 3rd room that can easily be eased as a Home office or Nursery plus a hall bathroom with a standup shower. This cozy home has hardwood flooring throughout plus ample closet space as well. The lower level features an Open area- ideal for a Family room plus access to the utility room, laundry and a door into the Garage. Nestled in a tranquil suburb just 30 minutes north of Manhattan, this charming backyard offers a serene escape from the hustle and bustle of city life. The fully fenced-in yard provides both privacy and security, making it an ideal space for family gatherings or quiet afternoons. Truly a commuters dream- just minutes to the express buses, Trains, shopping centers, major parkways and easy access into Manhattan. This Home is the perfect blend of comfort, convenience and affordability. Additional Information: ParkingFeatures: 1 Car Attached,
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $854 | $854 | $854 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,099 | $3,057 | $3,879 |
Total Monthly Payment | $4,045 | $4,003 | $4,825 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.