4196 Surfside COURT, Port Charlotte, FL, 33948 | $889,000

Welcome to this luxuriously updated waterfront property in Port Charlotte, offering 80 feet of saltwater frontage and bridge-free access to the Myakka River, Charlotte Harbor, and the Gulf of Mexico—perfect for avid boaters and fishing enthusiasts. With a new roof (2021) and no HOA or deed restrictions, this home combines refined living with complete flexibility. As you arrive, the brick-paved driveway and meticulously maintained landscaping with accent lighting create an inviting first impression. Step through the leaded glass front doors into a bright and open living space, featuring high ceilings, three-piece crown molding, and custom plantation shutters that add elegance throughout the home. The remodeled kitchen is the heart of the home, featuring granite countertops, a stylish tile backsplash, stainless steel appliances, and a large island with a breakfast bar—perfect for hosting and everyday living. The spacious master suite opens directly onto the lanai, offering a private retreat with custom walk-in closets by Closets by Design and a luxurious en-suite bath with dual vanities and a modern walk-in shower. Two additional guest rooms, both with walk-in closets, share a guest bathroom with direct pool access, making it ideal for visitors or family. The outdoor living space is truly an oasis. Enjoy the screened outdoor kitchen and relax by the heated pool, equipped with a new solar and heat pump system (2021), all while taking in serene water views. The new composite dock with wiring and pilings for a boat lift ensures quick and easy access to the water, with no bridges standing in your way to the Gulf or the ideal location to sit and take in Florida sunsets. Additional features include a well-fed sprinkler system, water softner and reverse osmosis, and a spacious 2-car garage with abundant storage and new screen garage door. All located within a short drive to US 41, shopping, restaurants, the beach, and the Punta Gorda airport. This home offers a perfect blend of luxury, convenience, and waterfront lifestyle. Don’t miss the opportunity to experience this exceptional property!

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 80 x 125
  • Laundry: Laundry Room
  • Style: Florida
  • Year Built: 2001
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,237
  • Acreage: 0.23
  • Lot Size: 80 x 125
  • Est. Taxes: $5,753
  • Lot Desc: In County
  • View: Water
  • Elem. School: Meadow Park Elementary
  • Middle School: Murdock Middle
  • High School: Port Charlotte High
  • Pool: Gunite, Heated, In Ground, Outside Bath Access, Screen Enclosure, Solar Power Pump
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener, Whole House R.O. System
  • MLS#: C7499238
  • Days on Market: 24 days
  • Website: https://www.raveis.com
    /prop/C7499238/4196surfsidecourt_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/23/2024 6:50:05 AM)
Listing courtesy of RE/MAX HARBOR REALTY   Phone: 941-639-8500

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4196 Surfside COURT, Port Charlotte, FL, 33948

$889,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $711,200 $711,200 $711,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.625% 6.625% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.282% 6.762% 6.036%
Monthly Tax Payment $479 $479 $479
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,554 $4,554 $6,244
Total Monthly Payment $5,125 $5,125 $6,815

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.