One or more photo(s) has been virtually staged. Welcome to New Smyrna Beach! This 2-bedroom, 1-bathroom home is on a large 0. 70 ACRE LOT featuring a shed and RV carport with 100 amp service. This home offers lots of recent updates including a new roof (2017), new A/C (2022), new tankless hot water heater (2017), new septic system (2017), new plumbing (2017), new electrical panel (2017), new vinyl on lanai windows and new lanai doors (2024), new lanai roof (2017), new storm shutters (2022), new generator (2020), new 45 ft long x 20 ft wide carport and workshop (2018), new house windows and doors (2018), new flooring (2018), new security cameras (2019), new pavers (2022), new cell spray insulation (2023), wood fence portion new (2018) and new washer and dryer (2023) for peace of mind for years to come! The expansive front and back yards are surrounded by mature trees, creating a park-like setting to entertain family and friends. This community enjoys NO HOA, and you are just minutes from the intracoastal waterway and the beach, so bring your boat and beach chairs! Comfortable living inside this light and bright home offering a spacious front lanai with over 240 sq ft of living space and a great flow between the living area, kitchen, and bedrooms. The kitchen offers a gas range, refrigerator, window over the kitchen sink, and new cabinet hinges and door hardware (2023). The owner will appreciate the primary suite with built-in closets offering ample closet space and in close proximity to the full bathroom. The second bedroom is perfect for an office or den. The large lot gives you space from the neighbors, but you are still part of a great community! You will appreciate the quick access to US-1 and I-95. Don’t blink, or you will miss this one — call today to schedule your tour!
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Our Executive Mortgage Banker:
Our Insurance Division:
$234,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $187,920 | $187,920 | $187,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $88 | $88 | $88 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,250 | $1,249 | $1,585 |
Total Monthly Payment | $1,413 | $1,412 | $1,748 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.