Welcome to this updated high ranch home, perfectly designed for versatile living with a true in-law/accessory apt. Nestled on a manageable lot, this property boasts two distinct units, ideal for multi-generational families, with combined utilities. As you step inside the upper level, you'll be greeted by a modern kitchen that seamlessly flows into a bright and airy open-concept living area. The kitchen has been recently remodeled, featuring a dining area, Quartz countertops, contemporary cabinetry & breakfast bar, perfect for culinary enthusiasts. This unit also offers 2 bedrooms, walk-in-closet, full bath w/jetted tub & separate shower stall ensuring comfort and privacy for everyone. The lower level includes a living room, eat-in-kitchen, full bath with washer/dryer & stall shower, 1 bedroom, utility room, entrance from attached garage or from the side door. Enjoy the convenience of separate entrances, allowing for independent living while still being close to family. Outside, the property features ample parking for up to six cars, making hosting gatherings a breeze. The manageable yard offers potential for gardening or outdoor activities without overwhelming maintenance. Upgrades include central air, newer roof, windows, garage door, carpeting, flooring, interior painting, 79 gal HW Heater, too much to list, see attachment. Room sizes approx. Seller prefers CTR/GHAR contract. Don't miss your chance to own this home with endless possibilities. Schedule a tour today! Electric baseboard supplemental only in lower level. Oil serves both floors/units.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Ceiling Fan,Wall/Wall Carpet | 10.0 x 11.0 | Upper |
Eat-In Kitchen | Dining Area | 11.0 x 12.0 | Lower |
Eat-In Kitchen | Remodeled,Breakfast Bar,Quartz Counters,Dining Area,Vinyl Floor | 12.0 x 19.0 | Upper |
Full Bath | Full Bath,Stall Shower,Laundry Hookup | Lower | |
Full Bath | Double-Sink,Full Bath,Stall Shower,Whirlpool Tub | Upper | |
Living Room | Wall/Wall Carpet | 11.0 x 13.0 | Lower |
Living Room | Ceiling Fan,Vinyl Floor | 13.0 x 13.0 | Upper |
Primary Bedroom | Wall/Wall Carpet | 13.0 x 13.0 | Lower |
Primary Bedroom | Ceiling Fan,Walk-In Closet,Wall/Wall Carpet | 11.0 x 19.0 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $247,920 | $247,920 | $247,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $575 | $575 | $575 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,649 | $1,648 | $2,091 |
Total Monthly Payment | $2,299 | $2,298 | $2,741 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.