***Eligible for 100% USDA Financing*** Welcome to this beautifully updated home that combines comfort and style. The inviting concrete curbing leads to a rocking chair front porch, perfect for enjoying your morning coffee. Step inside to a warm foyer with gleaming hardwood floors that leads to the open dining room and great room featuring a vaulted ceiling with a fan and a wood-burning fireplace, creating a perfect gathering space. To the right of the front door is the office with French doors which offers a quiet workspace, while a cozy nook provides an ideal spot for reading or can be transformed into an additional closet. The kitchen boasts breakfast bar seating, a stainless refrigerator, smoothtop stove, built-in microwave, dishwasher, and a pantry closet, making meal prep a breeze. —Step outside to the oversized patio, complete with privacy curtains and a firepit, ideal for entertaining in your private, fenced yard. —Retreat to the primary suite, where you will find a generous walk-in closet and a bathroom featuring a garden tub/shower and a vanity with a makeup sitting area. Two additional bedrooms share a well-appointed hall bath, perfect for family or guests. The convenient laundry closet adds to the functionality of this home. With fresh paint, newer carpet, and recent upgrades including HVAC, water heater, and roof with architectural shingles, this home is move-in ready. The 2-car garage with an insulated door ensures both comfort and convenience. Do not miss the opportunity to make this gem your own!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$300,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $240,000 | $240,000 | $240,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $59 | $59 | $59 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,597 | $1,595 | $2,024 |
Total Monthly Payment | $1,731 | $1,729 | $2,158 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.