Now is your chance to own this rarely available, beautiful lake view, single family home in the highly sought after PINEWOOD LAKES OF GATEWAY Community. Pinewood Lakes is a small deeded community with LOW HOA and COUNTRY CLUB LIVING. You'll have plenty of space! Perfect for the entertainer or growing family w/separate living and family rooms, pocket sliding glass doors that open all the way providing that fresh crisp fall air that all of us Floridians look forward to! This freshly painted home features an open, updated kitchen with breakfast nook, updated bathrooms, cathedral ceilings, custom continuous loop lighting, filter roller shades, and a spacious split floor plan. You'll love the outdoor living space that offers tons of room for a dining set & lounging chairs where you can enjoy your morning coffee or afternoon down time. This home comes with electric hurricane roll down shutters, stainless steel appliances, new porcelain wood-look floor tile, high quality new carpet, newer water heater and ac unit. Pinewood Lakes is close to schools, shopping and Gateway's popular eateries. Also in a NON FLOOD ZONE AREA. Residents have access to all of Gateways amenities and can enjoy year round use of the Gateway Commons Pool. There are also optional golf, tennis and other social memberships at the Club at Gateway. Be sure to schedule this one, it won't last long.
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Our Executive Mortgage Banker:
Our Insurance Division:
$439,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,200 | $351,200 | $351,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $499 | $499 | $499 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,337 | $2,307 | $2,962 |
Total Monthly Payment | $2,911 | $2,881 | $3,536 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.