20 WELLFORD Lane, Palm Coast, FL, 32164 | $419,900

$10, 000 IN SELLER CREDIT AND AN ADDITIONAL $5, 000 FOR FIRST RESPONDERS with our approved lender, making your move easier and more affordable!
This home isn't just beautiful—it's designed to save you money with:
Energy-efficient LED lighting throughout
Energy Star-rated appliances
High-performance HVAC system for optimal climate control
Insulated ductwork for maximum efficiency
Underground electric wiring for added reliability
Energy-efficient water heater to lower utility costs
Step inside through the 8-foot designer front door and experience luxury at every turn. The home features 9'4'' ceilings, designer molding, and Riverside doors, blending style with comfort. Natural light floods the space through large front windows, enhancing both ambiance and energy savings. The 8-foot sliding glass door opens to a spacious lanai, ideal for relaxing or entertaining. At the heart of the home, the gourmet kitchen boasts shaker cabinets, veined quartz countertops, and a stunning backsplash. Matte black stainless steel appliances add both sophistication and functionality. Retreat to the spa-like bathrooms, where matte black faucets, antique bronze fixtures, and luxurious tiled walls elevate everyday living. This is more than just a houseit's a lifestyle of luxury, comfort, and energy efficiency. Don't miss your chance to make it yours. Contact us today to step into a future of elegance, convenience, and sustainable living! Photos are from the Model Home at 182 Bayside Dr.

Features

  • Rooms: 3
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: In Unit
  • Style: Contemporary
  • Year Built: 2024
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,800
  • Acreage: 0.23
  • Est. Taxes: $523
  • View: Other
  • Elem. School: Wadsworth
  • Middle School: Buddy Taylor
  • High School: Flagler Palm Coast
  • Appliances: Dishwasher, Disposal, Electric Range, Electric Water Heater, Microwave
  • MLS#: 2053074
  • Days on Market: 34 days
  • Website: https://www.raveis.com
    /prop/2053074/20wellfordlane_palmcoast_fl?source=qrflyer
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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.
Listing courtesy of EAZ Realty LLC

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

20 WELLFORD Lane, Palm Coast, FL, 32164

$419,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $335,920 $335,920 $335,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.055% 6.256%
Monthly Tax Payment $44 $44 $44
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,235 $2,207 $2,833
Total Monthly Payment $2,354 $2,326 $2,952

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.