Perched at the end of a cul-de-sac in Deerfield Ponds, this sprawling 4-bedroom, 3. 5-bath Colonial offers more than meets the eye. Welcomed by the large front porch, the front door entry opens to a bright hallway, cathedral ceilings showing off the second floor, a powder room, and large entries to the Family and Living Room. Straight down the hall, you will arrive in the spacious, centrally located kitchen with a breakfast bar and a sun-soaked dining nook. The large living room and formal dining room are adjacent to each other, both have sliding glass doors that open up to the sizeable back deck with a stunning, uninterrupted view of the pond. The Living Room (open to the kitchen and the entry) offers the comfort of carpet, a wood-burning fireplace, and a walk-out to the oversized 2-car garage. The Dining Room (also open to the kitchen) boasts gleaming hardwood floors and a refreshing view while dining! The second floor offers a large master suite overlooking the pond, double closets, and a generous bathroom with double sinks, a shower, and a jacuzzi tub. Down the hall, you will find a large full bath, laundry, airy office, two bedrooms, and a second light-filled En Suite with hardwood floors and a walk-in closet. Heading to the walk-out basement, there is an additional 1, 000 SF of living space, complete with a cozy TV room with built-in surround sound, an office, and more. This home offers built-in speakers around the Living Room, Dining Room, Primary Suite, and Primary Bath. The community at Deerfield Ponds provides a private clubhouse, pool, tennis courts, and playground while being just minutes from the Village of Pawling, Metro-North, I684, Route 22, Route 55 and I84. Additional Information: HeatingFuel: Oil Above Ground, ParkingFeatures: 2 Car Attached,
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William Raveis Real Estate
Phone: 888.699.8876
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,200 | $439,200 | $439,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $1,063 | $1,063 | $1,063 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,959 | $2,919 | $3,704 |
Total Monthly Payment | $4,113 | $4,073 | $4,858 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.