One of the nicest 2/2 currently on the market in KINGS POINT. Victoria model located in Southampton building F. Amazing Lake views from your enclosed patio with plenty of space for entertaining. Move right in totally upgraded with custom kitchen cabinets and newer appliances. Custom built in China cabinet, pantry, soft close drawers and full pull outs. Ac installed 2019 with newer water heater and upgraded electrical panel. Main bedroom has huge walk-in closet. Main bathroom has roman tub and separate stand-up shower. Clubhouse fully deeded and association says 55+ Minimum credit score of 700/ yearly income 35k for single person 50k for couple/ $495 month for Southampton HOA and $184 to Kings Point. Schedule your showing today. Phoenix Property Managment for more info
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $272,799 | $272,799 | $272,799 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $330 | $330 | $330 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,838 | $1,813 | $2,301 |
Total Monthly Payment | $2,243 | $2,218 | $2,706 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.