FURNISHED DEEP CREEK CONDO NOT IN A FLOOD ZONE! Welcome to your dream condo in the highly sought-after deed-restricted golf community of Deep Creek! This immaculate 1, 385 square-foot second-floor corner unit boasts a perfect blend of comfort and style, featuring 2 bedrooms, 2 bathrooms, and a versatile bonus room. Step inside to an inviting open floor plan, enhanced by warm interior paint that creates a cozy atmosphere. The generous kitchen is a chef's delight, equipped with a suite of modern appliances, an abundance of raised panel cabinetry, and ample counter space. A convenient breakfast bar and room for a dinette set make it perfect for entertaining and casual dining. The kitchen flows seamlessly into the dining and living areas, where sliders lead you to an 8x14 screened-in lanai with tiled flooring—an ideal spot to unwind and enjoy the shade of the oak trees while soaking in the Florida breeze. Retreat to the primary bedroom, featuring plush carpeting and an attached bathroom with a walk-in shower, single sink vanity, and a large walk-in closet. The guest bedroom, also carpeted and with its own walk-in closet, offers a private bathroom with a walk-in shower. A bonus room adds flexibility—perfect as a den, office, or potential third bedroom. Additional conveniences include a utility room with a washer and dryer, ensuring that everyday living is a breeze. The Porches at Deep Creek offers amenities, including a refreshing heated pool, assigned parking or indulge in some fishing from the edge of the lake. With a new roof installed in 2023 and a new water heater and A/C in 2022, this condo is move-in ready and waiting for you to call it home. The Deep Creek Community features an 18-hole semi-private golf course, park with playground, tennis/pickleball courts, and basketball court. Minutes from historic downtown Punta Gorda, Fisherman's Village Restaurants, shopping, waterfront parks, events, and more. Close to I-75 and US-41. Near two airports: Punta Gorda and Southwest Florida International. Embrace the laid-back lifestyle and make this charming condo your own piece of paradise in Punta Gorda.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $165,520 | $165,520 | $165,520 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $288 | $288 | $288 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,143 | $1,100 | $1,396 |
Total Monthly Payment | $1,506 | $1,463 | $1,759 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.