NEW TILE ROOF. Beautiful home in the highly desirable McIntosh Lake Subdivision. Welcome to this 3-bedroom, 2-bathroom home with a spacious 2-car garage, offering 2, 061 square feet of comfortable living space. Built in 2001, this property has been meticulously maintained and is packed with upgrades that make it stand out. The interior features granite countertops, maple cabinets, and modern stainless steel appliances, creating an inviting and functional kitchen space with island. Open-concept living area. Recent updates include a BRAND-NEW TILE ROOF (October 2024) for added durability and peace of mind, an A/C unit that is only 2 years old, and crown molding in main living area. Any area that has carpeting has NEW CARPETING (October 2024). The lawn irrigation system is supplied by a 125-foot well, with a pump that was replaced just 2 years ago. The home is situated on a 1/4-acre lot, providing room for a pool. Located in a desirable X flood zone, you won’t need high-risk flood insurance, and the home has sustained no storm or flood damage since purchased in 2019. With low HOA fees at just $500 per year, this home offers excellent value in a wonderful community. No CDD's! Plus, you'll enjoy the convenience of being close to the Legacy Trail, perfect for outdoor enthusiasts and families alike. Don't miss the opportunity to own this beautiful home in McIntosh Lake!
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Our Executive Mortgage Banker:
Our Insurance Division:
$549,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,920 | $439,920 | $439,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $435 | $435 | $435 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,924 | $3,772 |
Total Monthly Payment | $3,454 | $3,451 | $4,299 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.