Welcome to this beautiful end-unit condo with an expansive lake view. Enjoy living in this well-maintained condo in the Tides at Sweetwater by Del Webb. Sweetwater is an active 55+ neighborhood in a prime Jacksonville area. This Spoonbill model is located on the second floor with a cathedral ceiling, lots of light and a large 10 foot by 20-foot screened lanai overlooking the lake. This unit is a 2 bedroom, 2 bath with a flex room home (could be an office, den, craft room, grandkids room and more). This condo has been thoughtfully updated and upgraded with the following: professional painting in all interiors, stain resistant Mohawk carpeting with upgraded carpet pad, upgraded quartz countertops in kitchen, new stainless steel 50/50 sink and faucet, upgraded white tile backsplash, recent stainless steel LG appliances, epoxy coating on garage floor, updated fans and lights, water heater installed 2022, recent Plantation Shutters throughout, and whole house water filtration system. Sweetwater is centrally located in Jacksonville, close to the St. Johns Town Center, several hospitals, and the beaches. Perfect for those seeking a peaceful, low-maintenance lifestyle, this neighborhood offers a wide range of amenities. Sweetwater residents enjoy a clubhouse, fitness center, resort-style pools, tennis and pickleball courts, walking trails, and social clubs. With its great price and thoughtful features, this condo is a great opportunity to embrace the Sweetwater lifestyle. Schedule a viewing today! See Seller's Property Disclosure for list of upgrades.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,920 | $271,920 | $271,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $351 | $351 | $351 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,809 | $1,807 | $2,332 |
Total Monthly Payment | $2,235 | $2,233 | $2,758 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.