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52 Terrace Avenue, Stamford (Mid-Ridges), CT, 06905 | $500,000
This charming Cape Cod-style home is as cute as can be and perfectly nestled on a picturesque property in the desirable mid-ridges. Step into the inviting living room, where hardwood floors & a cozy wood-burning fireplace set the stage for warmth & relaxation. The seamless flow into the dining room creates an ideal setting for entertaining. The heart of this home is the spacious eat-in kitchen with granite countertops, where you can enjoy scenic views of the sun-drenched backyard. With direct access from the garage, unloading groceries is a breeze-no stairs, no hassle! Need a private space to focus? The convenient home office is your perfect retreat, offering both privacy and inspiration. A full bathroom rounds out the first floor for added convenience. Upstairs, you'll find 2 generously sized bedrooms & another 1/2 bathroom. Storage is abundant with a cedar closet and charming alcoves. The backyard is a true haven, featuring a patio ideal for barbecues, a lush lawn perfect for fun & games, and a delightful garden area. As a bonus, there's a small studio (as is) with electricity, ready to be transformed into a creative space, workshop, or hobby room-the possibilities are endless. This home comes equipped with 2 wall & 2 window air conditioners for your comfort. Minutes from both the Merritt Prkwy & I-95, as well as lots of shopping and restaurant choices at your fingertips. This little slice of heaven is waiting for is waiting for you to call it home!
Features
- Town: Stamford
- Rooms: 6
- Bedrooms: 2
- Baths: 1 full / 1 half
- Laundry: Main Level
- Style: Cape Cod
- Year Built: 1947
- Garage: 1-car Attached Garage,Paved,Driveway
- Heating: Hot Water
- Cooling: Wall Unit,Window Unit
- Basement: Partial,Unfinished,Sump Pump,Storage,Interior Access,Concrete Floor
- Above Grade Approx. Sq. Feet: 1,420
- Acreage: 0.15
- Est. Taxes: $8,005
- Lot Desc: Treed,Level Lot
- Elem. School: Hart Magnet
- Middle School: Rippowam
- High School: Westhill
- Appliances: Electric Range,Refrigerator,Icemaker,Dishwasher,Disposal,Washer,Electric Dryer
- MLS#: 24055238
- Days on Market: 22 days
- Website: https://www.raveis.com
/prop/24055238/52terraceavenue_stamford_ct?source=qrflyer
Listing courtesy of William Pitt Sotheby's Int'l
Room Information
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Wall/Wall Carpet | Upper |
| Dining Room | Hardwood Floor | Main |
| Kitchen | Eating Space,Vinyl Floor | Main |
| Living Room | Fireplace,Hardwood Floor | Main |
| Office | Wall/Wall Carpet | Main |
| Primary Bedroom | Wall/Wall Carpet,Parquet Floor | Upper |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Joseph MollicaVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 130058
203.952.8600
Joseph.Mollica@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Alex FerroInsurance Sales Director, William Raveis Insurance
203.610.1536
Alex.Ferro@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
52 Terrace Avenue, Stamford (Mid-Ridges), CT, 06905
$500,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Joseph Mollica
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.952.8600
Joseph.Mollica@raveis.com
NMLS Mortgage Loan Originator ID 130058
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $400,000 | $400,000 | $400,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
| Monthly Tax Payment | $667 | $667 | $667 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,594 | $2,561 | $3,322 |
| Total Monthly Payment | $3,353 | $3,320 | $4,081 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524