Under contract-accepting backup offers. This adorable, vintage cottage could use some TLC and some imagination but could easily be brought back to life. Perhaps even enlarged for a bigger family home. Nestled among the oaks on a third of an acre with a huge front lot and equally large fenced back yard, this home is as welcoming as it is cute. Walking the path to the front door you will find a fairly large screened patio with French doors leading into the living room. The focal point in the living room is the fire place with its painted white brick and black painted vents. The kitchen was remodeled several years ago with wood cabinets and black granite countertops. The bathrooms are original but functional. There is a oversized, one car garage with washer and dryer hook ups and an attached carport. The interior has been painted and the exterior will be completed by the end of the week. Storm delays kept us off schedule. There is a wonderful patch of palm trees in the back yard that could be made into quiet space with hammock or make it a sweet picnic area. Imagination is key when it comes to this home and it is just waiting for your fresh ideas.
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Our Executive Mortgage Banker:
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$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $99 | $99 | $99 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,996 | $1,994 | $2,572 |
Total Monthly Payment | $2,170 | $2,168 | $2,746 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.