604 61st STREET NW, Bradenton, FL, 34209 | $375,000

Under contract-accepting backup offers. This adorable, vintage cottage could use some TLC and some imagination but could easily be brought back to life. Perhaps even enlarged for a bigger family home. Nestled among the oaks on a third of an acre with a huge front lot and equally large fenced back yard, this home is as welcoming as it is cute. Walking the path to the front door you will find a fairly large screened patio with French doors leading into the living room. The focal point in the living room is the fire place with its painted white brick and black painted vents. The kitchen was remodeled several years ago with wood cabinets and black granite countertops. The bathrooms are original but functional. There is a oversized, one car garage with washer and dryer hook ups and an attached carport. The interior has been painted and the exterior will be completed by the end of the week. Storm delays kept us off schedule. There is a wonderful patch of palm trees in the back yard that could be made into quiet space with hammock or make it a sweet picnic area. Imagination is key when it comes to this home and it is just waiting for your fresh ideas.

Features

  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, In Garage, Washer Hookup
  • Year Built: 1953
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,034
  • Acreage: 0.33
  • Est. Taxes: $1,183
  • Appliances: Gas Water Heater, Range, Range Hood, Refrigerator, Tankless Water Heater, Washer
  • MLS#: A4626423
  • Days on Market: 18 days
  • Website: https://www.raveis.com
    /prop/A4626423/60461ststreetnw_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/25/2024 7:32:07 AM)
Listing courtesy of WAGNER REALTY   Phone: 941-751-0670

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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604 61st STREET NW, Bradenton, FL, 34209

$375,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $300,000 $300,000 $300,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $99 $99 $99
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,996 $1,994 $2,572
Total Monthly Payment $2,170 $2,168 $2,746

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.