PRICE REDUCTION! SELLER IS *MOTIVATED* AND READY TO START HER NEW CHAPTER. This home has over $31, 000 in builder UPGRADES so this home is *BETTER* than new! Welcome to the Cedar model in the highly sought-after Saratoga neighborhood of Stone Creek, the exquisite 55+ community in SW Ocala. The owners thoughtfully extended and screened in the lanai for year-round enjoyment. All bedrooms are comfortable with plush carpeting, ceiling fans, and generous closets. The second bath offers tile flooring, a tub/shower combo, and a sleek quartz vanity. The chef’s kitchen is a show-stopper, featuring quartz countertops, a center island, a premium tier II stainless steel appliance package and soft close cabinetry with pull out drawer features for versatile storage solutions. A spacious pantry adds excellent storage. The freshly painted interior enhances the bright and airy living room, which opens to the lanai for seamless indoor-outdoor living.
The master suite is a tranquil retreat, boasting plush carpet, beautiful plantation shutters, a tiled shower with a built-in seat, dual quartz vanities, and a large walk-in closet. Outside, enjoy the extended screened lanai with a stylish ceiling fan, overlooking the beautifully landscaped, fenced backyard and a charming brick patio. Both front & back yards have irrigation system installed for added convenience. This home perfectly balances elegance and functionality, offering serene living in a peaceful setting.
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Our Executive Mortgage Banker:
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$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $25 | $25 | $25 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,863 | $1,861 | $2,361 |
Total Monthly Payment | $1,963 | $1,961 | $2,461 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.