Under Construction. **Estimated Completion Date of February 28th, 2025** Presenting the Urban Retreat by the Highly Acclaimed Bay to Bay Group in the Allendale Oaks Neighborhood! This Single Family Home with Detached Accessory Dwelling Unit Has Been Meticulously Curated by Bay to Bay's In House Design Team, and Offers a Contemporary New Construction Residence for the Most Discerning Buyer. The Main Home Includes 2, 732 Living SF Divided Amongst Three (3) Bedrooms + Office + Sitting Room + 2nd Level Family Room, Three and One-Half (3. 5) Bathrooms, Electric Fireplace, Dry Bar and Spacious Master Suite with Large Walk-In Shower and Free-Standing Tub. The Detached, Accessory Dwelling Unit (ADU) Rests Above a Three (3) Car Garage and Offers 614 Living SF, a Dedicated Bedroom & Bathroom and a Separate Closet for a Washer/Dryer. The Urban Retreat has a Beautiful Exterior Aesthetic Which Includes a Metal Accent Roof, Hardie Plank Siding, Brick Facade and a Charming Covered Front Porch. 10' Ceilings on the First & Second Levels of the Main Home (and the ADU) Make the Spaces Feel Open & Airy, and the Many Designer Details Give the Property a Warm Feel. Solid Concrete Slab Foundation, Icynene Attic Insulation, Engineered Hardwood Plank Flooring Throughout (except wet areas), 8' Tall Interior Doors, Impacted Rated Windows & Exterior Doors, Spacious Kitchen with Tower Pantry Cabinets & Level 3 Quartz Countertops, Premium Stainless Steel Appliances, High Efficiency Air Conditioning System with Heat Pump, White Vinyl Fencing, Roof Gutters, Numerous Trim & Casing Millwork Details Throughout, Spacious Laundry Room with Cabinetry & Laundry Sink, Landscaping with Irrigation System and So Much More! The Urban Retreat Truly Has it All, and Will be Ready for Delivery to a New Owner by February 28th, 2025. Located on a High & Dry, Flood Zone X Lot Just Minutes to Booming Downtown St Petersburg, the Barrier Islands and Tampa. **To Secure Home, Buyer to Provide a 10% Deposit with Balance Due Upon Completion**
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,160,000 | $1,160,000 | $1,160,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.762% | 6.036% |
Monthly Tax Payment | $284 | $284 | $284 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,428 | $7,428 | $10,185 |
Total Monthly Payment | $7,837 | $7,837 | $10,594 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.