One or more photo(s) has been virtually staged. Check out this sleek and modern block home with no HOA. With a newer roof installed in (2023), white vinyl fence spanning the oversized corner lot (2023), energy efficient windows (2023) and upgrades throughout this house is ready to go. The kitchen has stainless steel appliances, counter depth fridge, 42-inch shaker cabinets, under-cabinet LED lighting, sparkly quartz counters, and upgraded tile backsplash. The home also has an updated bathroom, neutral paint inside and out, and luxury vinyl plank flooring with classy 5-inch baseboards that flows throughout the open concept living/dining. There is a 1 car garage which houses a 2022 generator so you never lose power and gain piece of mind. If you need more storage there is also a garden shed out back. Bedrooms are carpeted (2022) and are bright and spacious. Request your showing and ask about seller offered closing costs.
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Our Executive Mortgage Banker:
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$300,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $240,000 | $240,000 | $240,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $408 | $408 | $408 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,658 | $1,595 | $2,024 |
Total Monthly Payment | $2,141 | $2,078 | $2,507 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.