Welcome to 7 Orchard Lane in Simsbury, located in the desirable Latimer Lane school district! You will be enchanted by this exquisite home! With its stunning curb appeal, coveted neighborhood, professionally landscaped yard, a newer architectural roof (2020), and a charming ground-level deck with planters, this residence exudes timeless appeal. Upon entering, you are welcomed by a grand two-story foyer that gracefully leads to the formal living and dining rooms. The kitchen, the heart of this home, showcases classic white solid wood cabinets, a generous island, gorgeous granite countertops, and sleek black stainless steel appliances. It opens seamlessly to the expansive family room, which is bathed in natural light from two skylights and features a cozy wood-burning fireplace with a classic brick hearth. The sunken family room and first-floor office overlook a private fenced-in backyard complete with a playscape. A conveniently located laundry room is near the kitchen. A staircase near the attached three-car garage leads to a sizable fifth-bedroom suite, ideal for a guest, in-law, or au pair. This home also boasts hardwood flooring, tasteful neutral decor, recent interior and exterior painting, and custom closets in four bedrooms. Plantation shutters enhance the elegance of the spacious primary bathroom. Well water with a whole-house Culligan filtration system, a newer Dunkirk natural gas heating system, a new central air unit, and town sewer. *DEADLINE IS 10/28/24 @ 8 P. M. * This residence is perfect for everyday living and gracious entertaining. Come explore this timeless gem today and envision making it your own! Link to unbranded social media video: https: //listings. snap-estate. com/videos/0192b8f0-ebd7-735c-8046-f191cdbbf675 Link to the unbranded property website: https: //listings. snap-estate. com/sites/nxbwebx/unbranded
Type | Description | Level |
---|---|---|
Bedroom 1 | Wall/Wall Carpet | Upper |
Bedroom 2 | Wall/Wall Carpet | Upper |
Bedroom 3 | Wall/Wall Carpet | Upper |
Bedroom 4 | Bedroom Suite,Full Bath,Wall/Wall Carpet | Upper |
Dining Room | Hardwood Floor | Main |
Eat-In Kitchen | Granite Counters,Dining Area,Double-Sink,Island,Sliders,Hardwood Floor | Main |
Family Room | 9 ft+ Ceilings,Cathedral Ceiling,Fireplace,Hardwood Floor | Main |
Living Room | Hardwood Floor | Main |
Office | Hardwood Floor | Main |
Primary Bedroom | 9 ft+ Ceilings,Full Bath,Walk-In Closet,Wall/Wall Carpet | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,920 | $639,920 | $639,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $1,446 | $1,446 | $1,446 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,257 | $4,253 | $5,397 |
Total Monthly Payment | $5,795 | $5,791 | $6,935 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.