Nestled on a serene cul-de-sac within a vibrant 55+ community, this stunning Oxbow Ridge condo offers a perfect blend of elegance & comfort. Enjoy the changing seasons with lovely views! As you enter, you're greeted by rich wood floors that flow seamlessly throughout the main level, leading you to an inviting sunrm bathed in natural light & featuring picturesque views. The gourmet kitchen is a chef's dream, showcasing gleaming granite countertops & upscale appliances that make cooking a pleasure. The open-concept design effortlessly connects the kitchen to the stunning great room, where you can cozy up by the gas fireplace beneath soaring volume ceilings. The first-floor primary bedrm provides a peaceful retreat, complete with an ensuite bath for added convenience. Another well-appointed bedrm and full bath on the main level offer flexibility for guests or family. Upstairs, you'll find a spacious loft area that can serve as a home office or additional living space, along with a versatile bonus rm perfect for hobbies. The finished walk-out lower lev is a true gem, featuring a cozy library, family room & a full bath, ideal for hosting visitors or unwinding with a good book. Step outside to your private patio, where you can enjoy the beauty of the surrounding landscape. This exceptional condo is not just a home; it's a lifestyle, offering a tranquil & engaging community experience. Tax phase-in is reflected in the current taxes seller pays in 2024. Please check with tax assessor
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 12.0 x 13.0 | Main |
Dining Room | Hardwood Floor | 17.0 x 11.0 | Main |
Family Room | Sliders,Wall/Wall Carpet | 16.0 x 23.0 | Lower |
Great Room | Vaulted Ceiling,Ceiling Fan,Sliders,Hardwood Floor | 18.0 x 17.0 | Main |
Kitchen | Granite Counters | 15.0 x 13.0 | Main |
Library | Built-Ins | 13.5 x 12.0 | Lower |
Loft | Ceiling Fan,Wall/Wall Carpet | 25.0 x 20.0 | Upper |
Primary Bedroom | Full Bath,Walk-In Closet,Hardwood Floor | 15.0 x 15.0 | Main |
Sun Room | Ceiling Fan,Composite Floor | 16.0 x 10.0 | Main |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,200 | $351,200 | $351,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $615 | $615 | $615 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,337 | $2,334 | $3,011 |
Total Monthly Payment | $3,027 | $3,024 | $3,701 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.