New build in 2023 lake view the house with high quality . Three bedroom , two and half bathroom plus loft / flex space, two car garage with Tesla charging, Master bedroom facing lake views, master bathroom is designed with a walk in shower, double sinks and a walk-in closet also have extra space inside closet , High ceilings and abundant natural light further enhance the bright and airy atmosphere, ample storage space, and stylish finishes. with meticulous attention to detail , window blinds, screened lanai, sprinkler water. Community a masterplan community in St. Augustine, Fl. The community is surrounded by local parks, ponds, creeks and long sidewalk enjoying bicycle and running. Also have pool and playgrounds, Easy access go to anywhere, Publix 3 mins away and downtown or beach 10 mins away, HOA $60/Month inclunding WIFI free use.
Don't miss this opportunities, owner keep house cleaning and maintenance is very well, full finished let you quick move in settle down new life start here
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Our Executive Mortgage Banker:
Our Insurance Division:
$429,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $343,920 | $343,920 | $343,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $289 | $289 | $289 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,288 | $2,286 | $2,900 |
Total Monthly Payment | $2,652 | $2,650 | $3,264 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.