4 rm, 2 bd, 1 bath mobile home on leased land in back of Fairchild Heights. Driveway for parking and some additional parking across the street from home. Open floor plan in kitchen with area for a table. Also has a breakfast bar for extra seating. New flooring throughout and newer furnace and hot water heater (about 5 years old). Window a/c units in shed. Has a stackable w/d but dryer does not function. Detached shed for storage. Monthly park fees of $424 which covers rental of land, garbage, snow removal, water, sewer, and park maintenance. Access to public transportation. In walking distance of many stores, hotels and restaurants. Near Rt8 and Merritt Parkway. Can be financed thru a mobile home financing company. Potential buyers must meet with park management for park approval. Application fee is $180 non-refundable. Must be owner occupied and is being sold "as is"/"where is". Unit cannot be rented. Pets are allowed but must be approved by park management.
Type | Description | Level |
---|---|---|
Bedroom 1 | Laminate Floor | Main |
Kitchen | Ceiling Fan,Laminate Floor | Main |
Living Room | Ceiling Fan,Laminate Floor | Main |
Primary Bedroom | Laminate Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $70,320 | $70,320 | $70,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $66 | $66 | $66 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $468 | $467 | $593 |
Total Monthly Payment | $609 | $608 | $734 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.