~~Home was under contract for $213, 000 prior to the hurricane. INSTANT EQUITY! Neighbor's carport uplifted and slammed into the side of this home, breaking the windows on the east side of the home. New windows are needed, as well as flooring replacement in front Florida room (styled as an office). Entrance door frame in kitchen will also need to be replaced. That's all the damages we are aware of. The below information is from the listing prior to the hurricane. ~~
Welcome to your new home in Gold Tree Co-Op, a peaceful and private 55+ community in Bradenton! This community is set back from the main road, and with the gate, offers a serene setting, yet it’s just a couple minutes from 70, with a Publix shopping center right at the intersection! This home is located near the back of the community, allowing you to further get away from the hustle and bustle of the clubhouse and gated entrance. This two bedroom, two bathroom home, has no shortage of living space, starting with a lovely windowed lanai! This is where you will find the utility shed with washer and dryer hookup as well (washer and dryer do not convey). Just outside, there is an additional paver patio for enjoying your morning coffee! Inside, the typical Florida room is windowed in, with ducted AC, and is currently being used as an office space! This could easily be converted to an additional guest sleeping space! The living space is very open, with the living room, dining room, and kitchen flowing together to one great room. The kitchen is very open, with an island cooktop; this is the perfect home for entertaining! The second bedroom has two twin beds, and the guest bathroom has a shower/tub combo. The master suite takes up the entire rear of the home, with plenty of built-in closets! The ensuite master bathroom features a walk-in tub and dual sinks! There’s plenty of parking at the home for your car as well as golf cart (golf cart does not convey). Home is being sold unfurnished. The monthly association fee covers basic cable TV and internet, provided by Spectrum, water and sewer, irrigation courtesy of the lake water, trash pickup twice per week, lawn mowing, and all of the wonderful amenities! There’s not shortage of things to do in the park, with a heated pool and hot tub, tennis courts, shuffleboard, horseshoe pits, library, billiard room, fitness center, and massive clubhouse absolutely teeming with activities! Don’t wait, schedule your showing today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $140,000 | $140,000 | $140,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $83 | $83 | $83 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $931 | $930 | $1,200 |
Total Monthly Payment | $1,089 | $1,088 | $1,358 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.