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267 Church Street, Addison, VT, 05491 | $610,000
You will love the views from this custom Vermont home! The three levels of living make this home perfect for many uses such as multi-generational living, working from home, or for those who require extra space. This home offers a first floor primary suite as well as a 2nd floor primary suite with a modern spa like bath, an office or 2nd bedroom and a large sitting area with cathedral ceilings. There is a fully finished basement with a bath and recreation room complete with a kitchenette that would be perfect for movie night, watching sports or entertaining. There is an attached, insulated and heated two car garage with full overhead storage, back deck and covered front porch to enjoy the Adirondack views and beautiful sunsets. It is a short drive to Lake Champlain including a nearby marina to dock your boat. Only minutes to the Champlain Bridge to NY, only 50 minutes to South Burlington, 15 to Vergennes and 20 to Middlebury. Seller has agreement with local farmer to hay field.
Features
- Rooms: 13
- Bedrooms: 4
- Baths: 2 full / 2 three-quarter
- Style: Cape
- Year Built: 2005
- Garage: 2-car Garage
- Heating: Propane,Oil,Baseboard,Direct Vent,Gas Heater - Vented
- Cooling: None
- Basement: Apartments,Concrete Floor,Daylight,Finished,Insulated,Stairs - Exterior,Stairs - Interior
- Approx Sq. Feet: 5,180
- Acreage: 11.03
- Est. Taxes: $8,080
- Lot Desc: Agricultural,Country Setting,Field/Pasture,Level,Mountain View,Pond,Pond Frontage,Secluded,View,Rural
- Elem. School: Vergennes UES #44
- Middle School: Vergennes UHSD #5
- High School: Vergennes UHSD #5
- School District: Addison Northwest
- MLS#: 5019591
- Website: https://www.raveis.com
/prop/5019591/267churchstreet_addison_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 12/22/2024Listing courtesy of BHHS Vermont Realty Group/Vergennes Phone: 802-877-2134
Listing Agent: Sean Dye
William Raveis Family of Services
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888.699.8876
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
267 Church Street, Addison, VT, 05491
$610,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $488,000 | $488,000 | $488,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
| Monthly Tax Payment | $673 | $673 | $673 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,288 | $3,243 | $4,115 |
| Total Monthly Payment | $4,053 | $4,008 | $4,880 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484