Welcome home to this beautiful 4bed 2bath home nestled in the desirable town of Millbury. Enter through the fully equipped kitchen, complete with a breakfast bar, new countertops, large pantry & hardwood floors that open into a dining room & living room. Off the dining area is a sunroom overlooking the spacious yard with a wood stove making it the ideal spot to sit & relax any time of year. Slider doors lead you to the expansive deck & backyard with pool & pool house perfect for outdoor gatherings. Two bedrooms & a full bath complete the first level. Up the stairs you will be surprised to find a second living room with sliders out to a large balcony, as well as another full bath & two more good-sized bedrooms. A finished walkout basement includes a wood stove & bar providing another excellent gathering space. Situated near Singletary Lake & Rt 146, this home provides a peaceful location while staying close to the city. New furnace February 2024.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Closet, Flooring - Hardwood | 12.0 x 10.0 | First |
Bedroom 3 | Closet, Flooring - Wall to Wall Carpet | 13.0 x 12.0 | Second |
Bedroom 4 | Closet, Flooring - Laminate | 13.0 x 13.0 | Second |
Dining Room | Flooring - Hardwood | 12.0 x 12.0 | First |
Kitchen | Flooring - Laminate, Countertops - Stone/Granite/Solid, Kitchen Island, Breakfast Bar / Nook, Exterior Access | 14.0 x 11.0 | First |
Living Room | Closet, Flooring - Hardwood, Exterior Access | 12.0 x 15.0 | First |
Master Bedroom | Closet, Flooring - Hardwood, Cable Hookup | 12.0 x 14.0 | First |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $556 | $556 | $556 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,924 | $3,773 |
Total Monthly Payment | $3,575 | $3,572 | $4,421 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.