Welcome home to this charming ranch style home with tons of charm! Built in 2022! Walk in to the inviting formal dining room and formal living room with beautiful hard wood floors. The designer eat in kitchen is off the dining room, offering granite countertops, tasteful tile backsplash, stainless steel appliances and pecan cabinets. Windows and light throughout the house. Main ensuite bedroom with huge bathroom and 2 walk in closets - Carpet just installed in 2024. Guest bedroom is generously sized, at 12x11. Some upgrades iclude: hi hats in kitchen, storm door, epoxy floors in garage, 2nd bath updated, pecan cabinets, tile backsplash, granite kitchen, crown molding, all wood floors in LR/DR, extended patio, Main BR carpets installed in 2024. Exclusions - drapes and rod in living room and main bedroom, small white shelf in kitchen. Don't miss this gem!, Additional information: Appearance: Diamond, Interior Features: Guest Quarters
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Our Executive Mortgage Banker:
Our Insurance Division:
$529,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $423,999 | $423,999 | $423,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $413 | $413 | $413 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,857 | $2,818 | $3,576 |
Total Monthly Payment | $3,362 | $3,323 | $4,081 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.