Wow what a deal! 2 Houses on the property, rent both or live in one and rent the other or mother in law house in the back . Main house 3 bedrooms 2 baths about 1, 500 sq ft and the 1 bedroom/1 bath is about 500 sq ft for a total of about 2, 000 sq ft
The main house has been totally remodeled with new kitchen cabinets, quartz countertops, stainless steel appliances. open floor plan with 2 dining area and a bonus room that could the TV/entertainment area or office. Primary bath has a very spacious shower with dual sink vanity. New luxury vinyl plank flooring throughout except for bathroom that have tile.
AC 2021, roof 2021, beautiful brick paver driveway and walkway, Wi-Fi-connected irrigation system in front yard.
Stunning back yard with no maintenance Astro turf) except use the leaf blower on occasions and practice your putting on your own putting green.
New wind resistant windows throughout proven to work real well from the past 2 hurricanes! High and dry no need for flood insurance but minutes to the beautiful Clearwater beach!
The second house is 1 /1 spacious fully furnished with all linens, dishes, furniture ready to move in . Current owner rented the extra unit and made$23, 000 in 2023
Centrally located walking distance to shops and restaurants.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $471,600 | $471,600 | $471,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $537 | $537 | $537 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,257 | $3,177 | $4,012 |
Total Monthly Payment | $3,886 | $3,806 | $4,641 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.