Discover your dream home in this lovely colonial situated on a peaceful cul-de-sac. Step inside to find stunning hardwood floors and a spacious open floorplan on the first floor. The modern kitchen boasts granite countertops, stainless steel appliances, a generous pantry, and an impressive island-perfect for entertaining! Adjacent to the kitchen, the dining room and living room are filled with natural light, featuring numerous windows and a cozy natural gas fireplace for those chilly evenings. Upstairs, retreat to the expansive primary bedroom, complete with a large walk-in closet and a beautifully remodeled full bathroom. The two additional bedrooms are bright and inviting, while the second full bath offers ample space with a tub/shower combo, double sinks, and stylish tile flooring. Plus, the conveniently located laundry room makes chores a breeze! The basement provides great storage options and features a bilco door for easy access. Enjoy the convenience of a two-car garage and extra parking for four more vehicles in the driveway-ideal for hosting friends and family. This home is equipped with natural gas, central air, and city water & sewer, all nestled within the highly regarded Maple Hill School District. Don't miss out on this wonderful opportunity-schedule your tour today!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Wall/Wall Carpet | 14.0 x 12.0 | Upper |
Bedroom 2 | Wall/Wall Carpet | 12.0 x 12.0 | Upper |
Dining Room | Hardwood Floor | 14.0 x 15.0 | Main |
Eat-In Kitchen | Granite Counters,Island,Sliders,Hardwood Floor | 15.0 x 20.0 | Main |
Living Room | Gas Log Fireplace,Hardwood Floor | 15.0 x 34.0 | Main |
Primary Bedroom | Full Bath,Walk-In Closet,Wall/Wall Carpet | 12.0 x 15.0 | Upper |
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William Raveis Mortgage, LLC
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,920 | $439,920 | $439,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $1,031 | $1,031 | $1,031 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,924 | $3,710 |
Total Monthly Payment | $4,050 | $4,047 | $4,833 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.