Charming colonial with easy access to downtown Guilford. Move right into this two-bedroom home situated along Guilfords West River. Sunny and functional galley kitchen opens to the dining room with hardwood floors and decorative wide pine paneling. The living room is perfect size, enhanced with handsome wood burning fireplace and charming ceiling beams. You will love the library with built-in bookshelves and warm wood trim throughout - flexibly space for a home office or playroom / family room. Adorable half bath for guests is also on the main level. The two generous sized bedrooms are found on the second level as well as a shared family bath with tub/shower. Lower level offers storage and laundry with walk out to the private back yard. You will truly find yourself enjoying all the seasons and the ever changing views of the West River & the three season screened in porch. Attached one car garage and shed add additonal stogage options. Roof, siding, windows & septic only 13 years old. The backyard offers gardening & seasonal trout fishing opportunities. Additional second driveway offers rear parking and parking for guests. Easy access to i-95 and less than 2. 5 miles to the historic Guilford Green and shops and 5 miles to the town beach and marina. Home is being sold As-Is- professional photos to come.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 10.0 x 11.0 | Upper |
Dining Room | Hardwood Floor | 10.0 x 11.0 | Main |
Kitchen | 9.0 x 11.0 | Main | |
Library | Book Shelves,Hardwood Floor | 10.0 x 11.0 | Main |
Living Room | Beams,Fireplace,Hardwood Floor | 11.0 x 21.0 | Main |
Primary Bedroom | Hardwood Floor | 12.0 x 19.0 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $254,000 | $254,000 | $254,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $565 | $565 | $565 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,754 | $1,688 | $2,142 |
Total Monthly Payment | $2,393 | $2,327 | $2,781 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.