Priced to sell!, New roof July 2024! This 5 bedroom, 3 bath home features a long lake view from the screened rear lanai with pool and spa. Corian kitchen counters and wood cabinets with stainless steel appliances overlook the large family room, breakfast room and the pool & lake. The living & dining rooms are in the front of the home. First floor bedroom and full bath. Upstairs there is a landing area for a desk or couch, 3 guest bedrooms and a full bath along with a large master bedroom with tray ceiling and full bath with separate tub and shower and dual sinks, walk in closet too! Upstairs AC was replaced in 2021. Home has been priced knowing there are some items in need of maintenance. Last closed sale of the same floor plan (Stockton) was $680, 000 in August, 2024. Bella Terra Amenities offer something for everyone! Resort style pool, exercise room, tennis and pickle ball courts, sand volleyball, basketball, in-line skating rink, bocce ball and baseball field! Conveniently located close to shopping, dining, interstate, beaches, University and airport. 20 minutes from airport baggage claim! Bella Terra offers a fun filled social calendar of events each month. You decide what activities you would like to be involved in. . . something for everyone! Low association fees and great amenities make Bella Terra a popular choice!
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Our Executive Mortgage Banker:
Our Insurance Division:
$650,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $361 | $361 | $361 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,503 | $3,456 | $4,385 |
Total Monthly Payment | $3,956 | $3,909 | $4,838 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.