If you're looking for a change of pace, this home could be just what you're looking for! Situated on 2. 56 Acres and just 25 minutes from Downtown Jacksonville, this ICF (Insulated Concrete Foam) built Home offers expansive single-floor living. Home features include a 3-sided Wrap Around Porch totaling over 1, 600 sq. ft. of Outdoor Living space to enjoy the beautiful Scenery. Double doored Entry opens to your large welcoming Foyer. Recessed Dining Room with Built-ins could also be used as a Home Office. Ahead you will find a large Kitchen offering an abundance of Cabinetry, Slate Counters large Pantry, Island with Rustic Wood Counters, SS Appliances including a Gas Convection Double-oven, Gas Cooktop, Wine Fridge and more! The Kitchen is completely open to the Living Room which features a Gas ''ventless'' Fireplace surrounded with Stacked Stone focal, a wall of Built-in Shelving and a Large Tray Ceiling expanding throughout both the Kitchen and Living areas. Spacious Primary h French Doors that lead to the covered porch. Primary Bathroom features a Double Vanity, Slate Shower, Jetted Soaking Tub for relaxation, Private Water Closet and a wonderful Walk-in Closet with Custom Built Wood Organization System. Across the Home is a massive 32' x 15' Family Room flanked by Two Bedrooms on each side, both set up as Jack and Jills with direct Bathroom access. All Bedrooms offer Walk-in Closets. Two Half Bathrooms are also located in the Home - one in the Foyer and one in the Spacious Laundry Room. Solid Oak Flooring throughout the entire home aside from Foyer and wet areas. Large Rear Porch connected to the Wrap-around. On site is a 26' x 40' Insulated Steel Building with a pedestrian door and two 10' x 10' roll up doors which would make an ideal "Collectors" Garage, Workshop or Gym. . . you choose! This building was finished late 2021 at a cost of well over 40k. Home features 400 AMP Service. Two AC units replaced in 2019. Fresh Interior Paint late 2022, New Exterior Paint in 2024. Expansive Rear Yard includes a Pond, Shed, Chicken Coop (negotiable) and a variety of Fruit Trees - Lemon, Lime, Mandarin and Mulberry.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $535,920 | $535,920 | $535,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $589 | $589 | $589 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,565 | $3,562 | $4,520 |
Total Monthly Payment | $4,246 | $4,243 | $5,201 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.