3255 Osprey LANE, Port Charlotte, FL, 33953 | $449,900

Step into this charming and well-appointed 2-bedroom, 2-bath + den retreat in the desirable Riverwood community. Outstanding features include a NEW roof, NEW pool cage, resurfaced pool, and recently updated water heater and kitchen appliances! The custom brick driveway sets the stage for what lies inside—a home that blends modern upgrades with the welcoming charm of relaxed Florida living. Plus, some furniture is negotiable, making your move even easier. Double doors open to a versatile den with a built-in desk and Murphy bed—perfect for accommodating extra overnight guests. The guest bedroom and bath can be tucked behind a pocket door for privacy. The kitchen, featuring stainless steel appliances, granite countertops, a breakfast bar, and a cozy dining nook, flows into the open-concept living area, highlighted by an elegant tray ceiling. Just off the kitchen, you’ll find a laundry room with a utility sink and access to the 2-car garage. Sliding doors lead to a screened lanai with an inviting heated pool and a covered outdoor space, ideal for relaxation and entertaining, all while enjoying tranquil preserve views year-round. The primary suite, with lanai access, features a spacious walk-in closet, dual sinks, a walk-in shower, and a garden tub. This impressive home is full of thoughtful touches, including crown molding, ceramic tile, engineered hardwood flooring, plantation shutters, and custom window treatments. Accordion hurricane shutters provide peace of mind in a storm. As part of the vibrant Riverwood community, residents enjoy an array of amenities, including a par-72 championship golf course, a state-of-the-art fitness center, a resort-style pool, pickleball and Har-Tru tennis courts, a dog park, bocce, libraries, lush tree-lined walking paths, and more! Conveniently located between Sarasota and Ft. Myers, the location offers easy access to beaches, dining, shopping, and entertainment. Schedule your private showing today and experience this beautifully styled home for yourself!

Features

  • Amenities: Basketball Court, Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course, Maintenance, Pickleball Court(s), Playground, Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s)
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Florida
  • Year Built: 2003
  • Garage: 2-car Garage Door Opener, Oversized
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,771
  • Acreage: 0.16
  • Est. Taxes: $8,494
  • HOA Fee: $302 Monthly
  • Lot Desc: Greenbelt, Near Golf Course, Near Marina, Sidewalk
  • View: Golf Course, Park/Greenbelt, Pool
  • Pool: Gunite, Heated, In Ground
  • Pet Policy: Breed Restrictions
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: C7499286
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/C7499286/3255ospreylane_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 3:47:12 PM)
Listing courtesy of PEACE HARBOR REAL ESTATE INC.   Phone: 941-380-1909

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3255 Osprey LANE, Port Charlotte, FL, 33953

$449,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $359,920 $359,920 $359,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $708 $708 $708
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,395 $2,392 $3,086
Total Monthly Payment $3,178 $3,175 $3,869

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.